If you are traveling this Holiday season, whether for a few days or a few weeks, there are a number of steps you should consider to safeguard your home while you are away. Your homeowners insurance can protect you against damages to your home and your possessions but it is up to you to make wise choices in order to reduce risk.
Before you head off, consider these tips to safeguard your home:
Create a lived in look –
- Have your mail stopped or ask a neighbor to pick up your mail.
- Leave some lights on using timers strategically placed throughout your home.
- Motion-sensor exterior lights are also a great idea.
Leave your car in the garage –
- Safeguard your car against both Mother Nature and theft by leaving it in the garage.
Be prepared if it snows –
- Ask someone or hire a service to handle snow removal while you are away.
- It is also a good idea to ask someone to make footprints to your doors as well as leave tire track markings on the driveway.
Use discretion –
- Do not advertise your vacation plans and dates on public social media channels.
Power down your home –
- Guard against frozen pipes by leaving a minimal heating temperature of 55 degrees (and for summer vacations leave the air conditioning threshold at 85 degrees).
- Turn off the water supply to your appliances, or the main shut-off valve if you don’t have any devices or appliances that you need to keep running.
- Put your water heater in vacation mode, or turn it off completely (and for summer vacations check the pool pump and hot tubs settings).
The time to find out that your home insurance coverage is incomplete is NOT after you have an insurance claim. Take a moment and review your car insurance policy.
We’re here to help. For a no cost, no obligation review and comparison of your insurance please contact us.