Condo Association Insurance

condo association insurance

We understand the complexity involved when meeting association requirements without inflating association fees. We offer a comprehensive property and liability policy which can address your master insurance coverage requirements, as well as many additional coverage options.

Discounts can save more money on your condo association insurance

  • Active management
  • Alarm system
  • Central station alarm (burglar, fire, smoke)
  • Sprinkler system
  • Building features
  • Location

Coverage can include:


  • Comprehensive general liability limits to $4,000,000 aggregate
  • Condominium unit owners, committee members, managers or lessors of premises and lessors of lease equipment as additional insured
  • Liability for common areas
  • Damage to premises rented to you
  • Personal and advertising injury
  • Directors and officers
  • High limit umbrellas
  • Liquor liability


  • Blanket limits
  • All risk on building, contents, loss of income and extra expense
  • Ordinance or law – increased Cost of Construction
  • Ordinance or law – demolition
  • Sewer back up
  • Earthquake


  • Hired and non-owned auto coverage
  • Coverage for owned automobiles is available

Every condo is different and therefore no two condo associations have the same coverage needs. Some associations only cover the roof and adjoining walls, while some go so far as to cover the plumbing, electrical, and sewer systems. Some only work to protect and maintain the common grounds. Together we will tailor your condo association master policy to meet the needs of your association. We are here to help.

When you purchase your condo association insurance policy through Guard Insurance, you are working with an award winning independent insurance agency representing multiple companies to get you the best price. We work with top insurance companies to get you a quote fast. And, of course, we provide individual attention and excellent service “so you are REALLY covered.”

Discuss your situation with us (617) 926-4000 Apply Online