Home Insurance

home insurance in watertown, MA

We’re here to help.

  • Single family homes
  • High value homes
  • Multi-family homes
  • Rental property
  • Condominiums
  • Townhouses

Discounts and special programs can save you more money on your home insurance

  • Home improvement discount
  • Good credit discount
  • Multiple policy discount
  • Home security system discount
  • New home discount
  • Roof certification discount
  • New electrical wiring
  • Wired smoke alarm
  • Non-smoking household
  • Senior citizen or Retiree discount
  • Gated community living
  • Homeowners association member
  • Bundle with your car insurance
  • Deductible credit

Let’s tailor your Massachusetts home insurance policy to your specific needs:

  • Physical structure
  • Detached structures
  • Personal property
  • Personal liability
  • Temporary living expenses
  • Valuable items
  • 100% replacement cost
  • Loss of use
  • Ordinance or law
  • Hazard
  • Earthquake
  • Flood
  • Water backup and sump pump overflow
  • Home based business
  • Umbrella
  • Worldwide umbrella liability
  • Covered perils
  • Credit cards
  • Fire Department service charge
  • Medical payments
  • Bodily injury
  • Identity fraud
  • Deductibles

Your home is a large part of your life, so it makes sense that you would want to protect it. When you purchase a home insurance policy through Guard Insurance, you are working with an award winning independent insurance agency representing multiple companies to get you the best price. We provide individual attention to qualify you for all the discounts available. We work with top insurance companies to get you a quote fast. And, of course, we provide excellent service “so you are REALLY covered.”

Did you purchase a new home? Call us to learn about your options. Or do you need to transfer your existing home policy? We can help.

Be sure you know what’s covered by your home insurance policy. For example, here are just a few situations your policy should cover:

  • Damage to the home caused by lightning or fire
  • Storm damage caused by wind or hail
  • Burglaries (sometimes policies only cover up to a certain amount on jewelry)
  • Damage caused by freezing weather, like frozen pipes

What you should know before requesting a home insurance quote from Guard Insurance.

  1. It’s necessary. There’s no scenario where you would be better off without home insurance. The type and amount of coverage may vary by client, but every home needs insurance.
  2. We will work to qualify you for all available discounts based on your security features, deductibles and many more.
  3. You can and will receive additional discounts if you buy your car insurance or other policies through us. We work with you to find the best arrangement for your particular situation.
  4. Many banks wrap the cost of the policy into your monthly mortgage premium.
  5. We can compare deductibles for you, so you can see the cost differential.  We want you to make an informed decision based on the facts.
  6. Even if you don’t own a home, you should still purchase renter’s insurance to protect your belongings, like your furniture, clothes, kitchenware, jewelry, and other items.
  7. It costs nothing to get a home insurance quote. So please feel free to call us for a free home insurance quote today.

Discuss your situation with us (617) 926-4000 Apply Online